Applied AI Engineer

Build the agent harnesses
behind autonomous voice agents.

Real-time voice pipelines, agent reasoning, live financial conversations. Hands-on ownership from day one — no gatekeeping, no layers.

Voice AIAgentic Systems2–5 Years Exp
WeWork Prestige Cube, Koramangala · In-Office, 5 Days

Company

Prodigal Technologies

2018
Founded
By IIT Bombay alumni
100+
Enterprise customers
Across North America
1Bn+
Conversations
Handled till date
$10M+
Payments collected
3
Backed by
YC · Accel · Menlo Ventures

Founded in 2018 by IIT Bombay alumni, Prodigal builds Agentic AI applications for consumer finance — loan servicing, collections, account resolution — powered by the Prodigal Intelligence Engine (PIE), which unifies CRM, dialer, and conversation data into hyper-personalized treatment recommendations at scale.

Backed by
Y Combinator
Menlo Ventures
CEO & Co-Founder · IITB CSE '09
Ex: BCG, Blackstone, Fundbox
CTO & Co-Founder · IITB CSE '08
Ex: Tower Research Capital

Who You'll Work With

Meet the Applied AI team.

The small, high-agency pod you'd be shipping alongside.

Product Manager
Head of Engineering
Lead Engineer
Senior Engineer
Applied AI Engineer

The Problem

Why voice AI changes everything in finance.

Cost Economics Are Broken

An onshore US agent costs $25/hr. For an $8 ambulance bill, that's economically impossible. Voice AI at a fraction of the cost enables entirely new business categories.

One-Size-Fits-All

Most lenders use three variables: balance, days past due, product type. No behavioral signals, no conversation intelligence — millions of unique consumers, zero personalization.

Compliance Is Non-Negotiable

Every word carries legal weight. Recording disclosures, borrower verification, settlement compliance — a single violation can trigger a lawsuit.

proAgent

The voice AI pipeline you'll work inside.

Target: sub-1s end-to-end latency

Audio In
STT
PIE Context
LLM Reasoning
TTS Synthesis
Audio Out
⚡

Real-Time Infra

Custom pipeline · VAD tuning · Turn-taking logic · WebRTC

🎙

Speech Layer

STT · ElevenLabs + Cartesia TTS · Speech-to-speech eval

🧠

LLM Orchestration

Prompt engineering · Model routing · Agentic runtime

📊

Intelligence (PIE)

CRM + dialer + conversation data merged · Context injection

See proAgent in action.

"$18,003.17, 9 Payments, Zero Income" — proAgent builds a payment plan in real time. Today, it collects over $100K+ in payments every day.

proAgent demo video thumbnail

$18,003.17, 9 Payments, Zero Income: proAgent Builds a Payment Plan in Real Time

Click to watch on YouTube ↗

What You'll Do

Three areas. Hands-on from week one.

You don't need to have done all of this before — you need to be the kind of engineer who figures things out fast, takes feedback well, and ships.

01

Agent Loop & Reasoning

Build and maintain components of the agentic runtime and agent harness powering multi-turn financial conversations — payment negotiations, compliance guardrails, objection handling

Implement context management that tracks consumer state, conversation history, and business rules across long, branching dialogues

Write primitives that balance conversational fluidity with structured reasoning — the agent has to feel human while making verifiable decisions

02

Voice AI Systems

Work on our real-time voice pipeline, targeting sub-1s latency across transcription, reasoning, and synthesis

Contribute to VAD tuning and turn-taking logic that makes conversations feel natural

Help evaluate and integrate speech models — we currently work with ElevenLabs and Cartesia for TTS, and a leading STT provider

Debug streaming audio and WebRTC issues in production

03

LLM Infrastructure

Write and refine prompts, implement orchestration flows, contribute to model routing logic

Build components of our evaluation framework — measuring conversation quality, empathy, and compliance adherence

Stay curious about new models and tools, and weigh in on build-vs-integrate calls

Ideal Engineer

What we're looking for.

You Bring

✓
2–5 years hands-on engineering experience, with exposure to building or working with ML/AI systems in production
✓
Solid Python fundamentals — clean, maintainable code and comfort debugging production issues
✓
Some experience with LLMs: prompt engineering, API integrations, or building simple pipelines or agents
✓
High bias for action — you ship rather than over-engineer, and don't wait to be told exactly what to do
✓
Familiarity with TypeScript is a plus

Even Better

+
Exposure to voice AI — speech recognition, synthesis, or telephony, even from personal projects
+
Any background or interest in fintech, lending, or collections
+
You've tinkered with Twilio, LiveKit, ElevenLabs, or similar real-time infra
+
You've built a small agentic system — even a side project — combining LLM reasoning with structured actions
+
Familiarity with streaming protocols, WebRTC, or low-latency system design

Why This Role

Why this matters now.

01

Real Ownership From Day One

The Applied AI team behind proAgent is small in size, high in talent density. You'll own components, ship features, and see your work in live consumer conversations within weeks.

02

Frontier Work

Voice AI that reasons, decides, and acts is one of the hardest problems in applied AI. You'll be learning by doing on problems most engineers never touch.

03

Strong Mentorship

You'll work directly with senior engineers and the AI Lead, who will invest in your growth — this is a place to level up fast.

04

High-Leverage, Early Career

The decisions you make and the code you write will impact millions of financial conversations. Rare for an early-career role.

What To Expect

The interview process.

We run fast, short cycles — either all rounds in a single day, or one round a day to close within a week. Every round is eliminatory and you'll get feedback within 15 minutes.

✈️
We interview in person — and we fly you in.
Strong bias to meet face-to-face in Koramangala. Outside Bengaluru? We sponsor your travel for the single-day format.
1
Screening
Basic fit, communication skills, logistics — with the People team.
15 min
Phone Call
2
DSA + LLM Basics
DSA as a proxy for coding standards and problem-solving, plus a minimum bar on LLM fundamentals.
45 min
Live, on-platform
3
Hiring Manager Intro
Communication skills, depth of past projects, what you're proud of, AI adoption.
30 min
Live · Head of Engineering
4
Live Coding w/ AI Assistance
Agentic coding — building with the same tools you'd use on the job.
60 min
Live · Senior Engineer
5
Guesstimation Round
Technical and product thinking under data scarcity.
60 min
Live · Lead Engineer
6
Culture Fit I
Team fitment.
30 min
Live · Lead Engineer
7
Culture Fit II
Leadership read.
30 min
Live · CTO
8
Reference Checks ×2
We hear from people who shaped you into the engineer you are today.
15 min each
Async

In The News

Prodigal in the news.

A few places we've been covered recently.

Tech in Asia

Can this AI agent redefine debt collection?

FirstSource's collections lead now rates the AI above 80–90% of his own human agents — and says it never gets tired.

Economic Times

The Ship of Theseus Moment for AI

A long-read on how AI is reshaping company identity — featuring perspectives from Prodigal's founders.

Economic Times

Revolutionizing Debt Collection: Prodigal's AI Empathy in Financial Recovery

A profile on how Prodigal is building empathy into AI-driven debt collection and financial recovery.

Go Deeper

Explore what we've built.

ProAgent
Our voice AI agent for consumer finance
→
PIE
The engine unifying voice, chat, and email
→
Explore Our App Suite for Consumer Finance
ProInsight, ProNotes, ProAssist, and more
→
Our Story
Why we started Prodigal
→

High leverage.
Frontier work.
Real ownership.

A small, high-density, high-agency Applied AI team. No layers, no gatekeeping — mentorship from senior engineers and the AI Lead, and your code in live conversations within weeks.

Apply now →